Workspace
Welcome to Capibrain
Pick a tool from the rail to get started. The Mortgage tool is live; the others are on their way. Below: a snapshot of where the Australian economy is right now.
Today's snapshot
What's happening in the Australian economy right now. Same data the tools use.
Inflation watch
The headline number is one figure. What's actually moving prices is in the breakdown — and inflation here is what's quietly eroding wages, savings, and the value of a dollar.
The money story
How much money is in circulation, and how much the government has borrowed. Two related parts of the same picture — though economists disagree about exactly how.
Wages vs property, 35 years
Three series, all indexed to 100 in Q1 1990: house prices, wages, and the consumer price index (general cost of living). Both wages and prices grew over the period; CPI shows how much of that growth was simply inflation vs real-terms change.
The toolkit
Each tool is an interactive sandbox for a specific financial question.
Mortgage
LiveSee what offset accounts, extra repayments, and rate changes really do over the life of a home loan.
Salary
LiveSee where each dollar of pay goes — tax, super, take-home — and what a pay rise really changes.
Savings
LivePick a goal and a timeline. See what compounding really does to your money.
Chart studio
LivePut Australia's economic indicators side by side — rates, prices, wages, debt — and see how they move together.
Kids' fund
LiveHow much could a small monthly contribution grow into by the time your child turns 18?
Learn
BetaPlain-language explainers on the things money people don't always volunteer. Offset accounts live now.